Two out of five Americans lose sleep over money according to one poll. These worries afflict the young and the old worrying about paying for school to not having enough money for retirement. Take these three steps to get greater control over your money.

• Assess your actual financial situation.
• Face reality and make a commitment to changing one habit or behavior in your financial life.
• Seek knowledge and support from others to do something different about your financial behavior not just worry over and over again.

Sleep Tip #257 Mind over money…don’t lose sleep over money